Previously Known As : Idfc Cash Fund/Bandhan Cash Fund
Bandhan Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 22
Rating
Growth Option 19-08-2026
NAV ₹3377.76(R) +0.02% ₹3416.3(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.28% 6.81% 6.17% 5.54% 5.96%
Direct 6.44% 6.95% 6.3% 5.65% 6.06%
Benchmark
SIP (XIRR) Regular 6.5% 6.61% 6.6% 6.13% 5.95%
Direct 6.67% 6.76% 6.75% 6.26% 6.06%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.51 6.3 0.68 0.78% 0.19
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.06 0.17%
Fund AUM As on: 30/12/2025 18279 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 19-08-2026

Scheme Name NAV Rupee Change Percent Change
BANDHAN LIQUID Fund - Regular Plan - Daily IDCW 1001.42
0.0000
0.0000%
BANDHAN LIQUID Fund -Direct Plan-Daily IDCW 1001.67
0.0000
0.0000%
BANDHAN LIQUID Fund - Regular Plan - Weekly IDCW 1002.15
0.1700
0.0200%
BANDHAN LIQUID Fund - Regular Plan - Monthly IDCW 1004.39
0.1700
0.0200%
BANDHAN LIQUID Fund -Direct Plan -Weekly IDCW 1007.91
0.1700
0.0200%
BANDHAN LIQUID Fund -Direct Plan -Monthly IDCW 1010.65
0.1700
0.0200%
BANDHAN LIQUID Fund -Direct Plan-Periodic IDCW 1376.31
0.2400
0.0200%
BANDHAN LIQUID Fund - Regular Plan - Periodic IDCW 1458.31
0.2400
0.0200%
BANDHAN LIQUID Fund - Regular Plan - Growth 3377.76
0.5700
0.0200%
BANDHAN LIQUID Fund -Direct Plan-Growth 3416.3
0.5900
0.0200%

Review Date: 19-08-2026

Beginning of Analysis

Bandhan Liquid Fund is the 22nd ranked fund in the Liquid Fund category. The category has total 33 funds. The Bandhan Liquid Fund has shown a poor past performence in Liquid Fund. The fund has a Jensen Alpha of 0.78% which is higher than the category average of -0.4%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.51 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Bandhan Liquid Fund Return Analysis

  • The fund has given a return of 0.52%, 1.71 and 3.37 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.69% and 3.31% respectively.
  • Bandhan Liquid Fund has given a return of 6.44% in last one year. In the same period the Liquid Fund category average return was 6.38%.
  • The fund has given a return of 6.95% in last three years and ranked 21.0st out of thirty two funds in the category. In the same period the Liquid Fund category average return was 6.92%.
  • The fund has given a return of 6.3% in last five years and ranked 16th out of thirty one funds in the category. In the same period the Liquid Fund category average return was 6.26%.
  • The fund has given a return of 6.06% in last ten years and ranked 20th out of twenty six funds in the category. In the same period the category average return was 6.07%.
  • The fund has given a SIP return of 6.67% in last one year whereas category average SIP return is 6.59%. The fund one year return rank in the category is 14th in 33 funds
  • The fund has SIP return of 6.76% in last three years and ranks 20th in 30 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.85%) in the category in last three years.
  • The fund has SIP return of 6.75% in last five years whereas category average SIP return is 6.72%.

Bandhan Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.17. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51
    0.51
    		0.45 | 0.54 28 | 38 Average
    3M Return % 1.67
    1.65
    		1.34 | 1.72 24 | 38 Average
    6M Return % 3.29
    3.23
    		2.87 | 3.37 21 | 38 Average
    1Y Return % 6.28
    6.22
    		5.72 | 6.42 21 | 35 Average
    3Y Return % 6.81
    6.77
    		6.22 | 6.94 21 | 33 Average
    5Y Return % 6.17
    6.12
    		5.54 | 6.28 19 | 32 Average
    7Y Return % 5.54
    5.51
    		4.98 | 5.67 20 | 31 Average
    10Y Return % 5.96
    5.96
    		5.41 | 6.09 19 | 26 Average
    15Y Return % 6.95
    7.00
    		6.93 | 7.22 6 | 8 Average
    1Y SIP Return % 6.50
    6.43
    		5.83 | 6.66 21 | 33 Average
    3Y SIP Return % 6.61
    6.59
    		6.06 | 6.75 21 | 31 Average
    5Y SIP Return % 6.60
    6.57
    		6.01 | 6.73 21 | 30 Average
    7Y SIP Return % 6.13
    6.01
    		5.50 | 6.24 17 | 29 Average
    10Y SIP Return % 5.95
    5.85
    		5.19 | 6.07 11 | 24 Good
    15Y SIP Return % 6.25
    6.17
    		5.50 | 6.41 9 | 20 Good
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 22 | 34 Average
    Semi Deviation 0.17
    1.65
    		0.14 | 50.79 31 | 34 Poor
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.51
    4.27
    		-1.03 | 5.25 23 | 34 Average
    Sterling Ratio 0.68
    0.65
    		-0.50 | 0.70 20 | 34 Average
    Sortino Ratio 6.30
    6.67
    		-0.16 | 10.85 22 | 34 Average
    Jensen Alpha % 0.78
    -0.40
    		-38.83 | 0.92 22 | 34 Average
    Treynor Ratio 0.19
    0.26
    		0.10 | 1.83 30 | 34 Poor
    Modigliani Square Measure % 3.20
    3.03
    		-0.73 | 3.72 23 | 34 Average
    Alpha % -0.77
    -2.80
    		-69.11 | -0.63 22 | 34 Average
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52 0.52 0.46 | 0.54 29 | 38 Average
    3M Return % 1.71 1.69 1.36 | 1.77 20 | 38 Good
    6M Return % 3.37 3.31 2.95 | 3.42 14 | 38 Good
    1Y Return % 6.44 6.38 5.90 | 6.53 17 | 35 Good
    3Y Return % 6.95 6.92 6.55 | 7.02 21 | 32 Average
    5Y Return % 6.30 6.26 5.97 | 6.37 16 | 31 Good
    7Y Return % 5.65 5.65 5.34 | 5.98 21 | 30 Average
    10Y Return % 6.06 6.07 5.65 | 6.36 20 | 26 Average
    1Y SIP Return % 6.67 6.59 5.93 | 6.76 14 | 33 Good
    3Y SIP Return % 6.76 6.74 6.29 | 6.85 20 | 30 Average
    5Y SIP Return % 6.75 6.72 6.35 | 6.82 15 | 29 Good
    7Y SIP Return % 6.26 6.16 5.64 | 6.34 16 | 28 Average
    10Y SIP Return % 6.06 5.99 5.71 | 6.18 11 | 24 Good
    Standard Deviation 0.22 1.75 0.18 | 52.24 22 | 34 Average
    Semi Deviation 0.17 1.65 0.14 | 50.79 31 | 34 Poor
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.51 4.27 -1.03 | 5.25 23 | 34 Average
    Sterling Ratio 0.68 0.65 -0.50 | 0.70 20 | 34 Average
    Sortino Ratio 6.30 6.67 -0.16 | 10.85 22 | 34 Average
    Jensen Alpha % 0.78 -0.40 -38.83 | 0.92 22 | 34 Average
    Treynor Ratio 0.19 0.26 0.10 | 1.83 30 | 34 Poor
    Modigliani Square Measure % 3.20 3.03 -0.73 | 3.72 23 | 34 Average
    Alpha % -0.77 -2.80 -69.11 | -0.63 22 | 34 Average
    Return data last Updated On : Aug. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Liquid Fund NAV Regular Growth Bandhan Liquid Fund NAV Direct Growth
    19-08-2026 3377.7582 3416.2964
    18-08-2026 3377.1912 3415.7079
    17-08-2026 3376.7379 3415.2345
    14-08-2026 3375.1553 3413.589
    13-08-2026 3374.5902 3413.0024
    12-08-2026 3373.9101 3412.2996
    11-08-2026 3373.4759 3411.8455
    10-08-2026 3372.9425 3411.291
    07-08-2026 3371.2602 3409.5448
    06-08-2026 3370.6563 3408.9191
    05-08-2026 3370.0134 3408.254
    04-08-2026 3369.3553 3407.5736
    03-08-2026 3368.6907 3406.8865
    31-07-2026 3366.8268 3404.9568
    30-07-2026 3366.0126 3404.1184
    29-07-2026 3365.4628 3403.5475
    28-07-2026 3364.8733 3402.9364
    27-07-2026 3364.4762 3402.5199
    24-07-2026 3362.9134 3400.8947
    23-07-2026 3362.1489 3400.1067
    22-07-2026 3361.4567 3399.3917
    21-07-2026 3361.1962 3399.1134
    20-07-2026 3360.6914 3398.5882

    Fund Launch Date: 01/Jan/2000
    Fund Category: Liquid Fund
    Investment Objective: The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategyand with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 day
    Fund Description: An Open Ended Liquid Fund
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.